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Financial Advisor – BMO U.S.
Apply now for the Financial Advisor role at BMO U.S.
Provides financial and investment planning and advice in collaboration with other team members to deliver a comprehensive banking solution in the best interest of the customer. Determines client needs and provides solutions through the sales of managed products and services (mutual funds, mutual fund wrap accounts, ETF wrap accounts, insurance, annuities, retirement savings plans, and other similar products). Provides other solutions indirectly through referrals to business partners.
Responsibilities
- Supports achievement of sales and performance targets for new asset sales, joint appointments, fee‑based sales, and financial planning.
- Implements business development strategies to acquire new business (outbound calling campaigns, seminars) and cultivate branch employee referrals.
- Identifies opportunities during customer conversations to generate referrals for personal and commercial banking products.
- Implements a relationship management plan in collaboration with the lead relationship manager.
- Determines client needs and provides solutions through the sales of managed products and services.
- Develops solutions and makes recommendations based on an understanding of business strategy and stakeholder needs.
- Provides advice and guidance to the assigned business/group on implementation of solutions.
- Supports execution of strategic initiatives in collaboration with internal and external stakeholders.
- Helps determine business priorities and best sequence for execution of business/group strategy.
- Conducts independent analysis and assessment to resolve strategic issues.
- Coordinates and executes specific activities for implementation of strategic initiatives, including tracking metrics and milestones.
- Manages databases and provides support for analysis, forecasting, and data visualization, ensuring compliance with data governance standards.
- Breaks down strategic problems, analyzes data and information to provide insights and recommendations.
- Monitors and tracks performance and addresses any issues.
- Designs and produces regular and ad ‑hoc reports and dashboards.
- Builds change‑management plans and leads or participates in change‑management activities (readiness assessments, planning, stakeholder management, execution, evaluation, sustainment).
- Leads or participates in defining the communication plan to influence behavior, develops tailored messaging, and identifies appropriate distribution channels.
- Provides input into the planning and implementation of operational programs.
- Executes work to deliver timely, accurate, and efficient service.
- Identifies business needs, designs and develops tools and training programs, and may deliver training to audiences.
- Employs systems (customized exception reports, tracking reports, etc.) to manage information.
- Integrates information from multiple sources to enable efficient processes, enhanced analysis, and streamlined reporting.
- Supports the development and promotion of a business/group program.
- Works collaboratively and in partnership with the client‑relationship team to apply a consultative sales process and continually enhance the client experience.
- Introduces clients to investment strategies and works with clients to develop a financial plan using appropriate guidance tools.
- Communicates effectively with sales management and sales force to keep them informed of product developments and initiatives.
- Coaches and advises others on the team through joint appointments and sharing product knowledge and sales tips.
- Builds effective relationships with internal and external stakeholders.
- Ensures alignment among stakeholders.
- Follows risk and compliance processes and policies to safeguard customers’ assets, maintain their privacy, act in their best interests, and ensure effective operation of the function.
- Protects the bank’s assets and complies with all regulatory, legal, and ethical requirements.
- Identifies and recommends ways to enhance the client experience.
- The focus is primarily on business/group within BMO; may also have a broader, enterprise‑wide focus.
- Exercises judgment to identify, diagnose, and solve problems within defined rules.
- Works independently on a wide range of complex tasks, including unique situations.
- Broader work or accountabilities may be assigned as needed.
Qualifications
- Typically 4–6 years of relevant experience and a post‑secondary degree in a related field or an equivalent combination of education and experience.
- FINRA Series 6, 63 & 65 licenses OR FINRA Series 7 & 66 licenses.
- Life and Health Insurance Producer’s License.
- Completed LTC Continuing Education Requirements.
- Strong working knowledge of the financial industry.
- In‑depth experience working with managed products and providing fee‑based advice.
- In‑depth understanding of deposit and loan (including mortgage) products and banking services.
- Technical proficiency gained through education and/or business experience.
- Excellent verbal and written communication skills.
- Strong collaboration and team skills.
- Advanced analytical and problem‑solving skills.
- Advanced influence skills.
- Data‑driven decision making.
Salary
$69,000.00 – $127,800.00 (Salaried & Commission). Salaries vary based on location, skills, experience, education, and qualifications for the role and may include a commission structure.
Benefits
BMO provides health insurance, tuition reimbursement, accident and life insurance, retirement savings plans, and other perks and rewards. For more details, see Total Rewards .
About BMO
At BMO we are driven by a shared purpose: Boldly Grow the Good in business and life. We create lasting, positive change for our customers, communities, and people by working together, innovating and pushing boundaries. As a member of the BMO team you are valued, respected and heard, and you have many opportunities to grow and make an impact from day one.
Equal Opportunity Employer
BMO is an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state, and local law.
BMO is committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email
Job Details
Seniority level: Not applicable
Employment type: Full‑time
Job function: Finance and Sales
Industry: Banking
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Financial Administrator – Oahu, Maui or Hawaiʻi Island
Join to apply for the Financial Administrator role at Hawaiian Electric.
Posting End Date: This position will remain open until filled. Early applications are highly encouraged.
Brief Posting Description
The P CA ADMINISTRATION Department of the P CUSTOMER SERVICE FINANCE Division at Hawaiian Electric Company has one Management vacancy available. This position may be filled on Oahu, Maui, or Hawaii Island.
Job Function
Responsible for the planning and management of regulatory accounting activities for the Customer Service departments and General Counsel, and all associated projects. This includes planning and leading all accounting related issues, managing the allocation of project costs across the Hawaiian Electric Companies (HECO, MECO, and HELCO), developing, coordinating, and overseeing cost controls, budgeting functions, forecasting, and inter-company billing, coordinating with other Departments to ensure compliance with reporting requirements, preparing Public Utilities Commission (“PUC”) filings, and assisting with the successful recovery of all project costs.
Essential Functions
- Provides structure, leadership, and guidance for all department projects/dockets related to regulatory or revenue requirements issues. Acts as regulatory accounting subject matter expert and witness on any customer service project requiring that input or expertise in the company. Manages development of all revenue requirements related minimum filing requirements across the Companies.
- Develops, analyzes, and implements capital and operating forecasts to fulfill department and Company financial goals. Monitors, compiles, and reconciles department forecast deviations and alerts management of discrepancies.
- Develops and analyzes computerized project cost reports to ensure that costs are within budgeted amounts. Prepares variance reports and manages the updating of project cost estimates and schedules.
- Compiles and analyzes data and develops special reports for the Manager, Directors, and other Department staff in support of both program-level and project specific objectives.
- Develops and maintains an updated project, contract and document library to archive key documents and monitors and controls access for all company project members to the archival system.
- Participates in Company emergency response activities as assigned, including any activities required to prepare for such emergency response.
Basic Qualifications
Knowledge Requirements- Knowledge of accounting principles, including general ledger, cost accounting, and capital budget systems.
- Knowledge of financial software systems and management reports.
- Knowledge of regulatory principles and practice, particularly as it relates to Hawaii.
- Knowledge of personal computers and related software applications.
- Working knowledge of project management systems.
- Knowledge of Company and department financial policies and procedures.
- In-depth numerical, analytical, computational, and statistical skills to manage budget and perform project analysis.
- Strong interpersonal skills to work collaboratively with various departments and communicate effectively with various groups or individuals.
- Ability to remain flexible in a demanding work environment and adapt to rapidly changing priorities.
- Strategic thinking and planning skills to develop short-term and long-term financial project plans.
- Excellent written, oral, presentation, and facilitation skills.
- Multiple years (5‑7) of experience in accounting, financial and regulatory reporting, forecasting systems, and preparing operating budgets.
- Several (3‑5) years of experience utilizing project management techniques.
Applicant Certification
- Authorize the Hawaiian Electric Companies to confirm all statements contained in the application and any materials submitted.
- Authorize and consent to the sharing of all employment and personal information.
- Release, discharge, and hold harmless Hawaiian Electric Companies from any liability for any damage resulting from furnishing such information.
- Authorize release and transfer of all personnel records in the event of an inter-company transfer.
- Authorize Hawaiian Electric Companies to conduct investigations into candidates’ background.
EEO Statement
Hawaiian Electric Companies is an equal opportunity employer, including disability and protected veteran status. Hawaiian Electric Companies complies with all applicable laws, including Title I of the Americans with Disabilities Act. Any request for reasonable accommodation needed during the application process should be communicated by the candidate to the HR Service Center at .
Affiliate Disclaimer
Hawaiian Electric Company, Inc., Maui Electric Company, and Hawaii Electric Light ("Company") are Hawaii Public Utilities Commission ("PUC") regulated companies. By submitting your application, you understand and acknowledge that if you are hired and subsequently transferred, assigned, or otherwise employed by an Affiliate, the Affiliate will be required to make a one-time payment to the Company up to 25% of your base annual compensation. If you are hired and subsequently transferred, assigned, or otherwise employed by an Affiliate or an Affiliate‑Related Entity for a period of one year, you cannot appear in negotiations or otherwise interact directly with the Company or work on the same matter that you worked on while with the Company.
Contact
To apply, visit hawaiianelectric.com .
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